Retirement Planning, Free With Your Will
Start with a free legally valid will, then plan the money side: your retirement runway, net worth, cash flow, goals, debt and coverage — all in one secure Vault, at no cost.
Retirement projection
See what your savings become by your retirement age, and how long they last — with conservative, moderate and aggressive outlooks.
Net worth
Assets minus liabilities, built automatically from the records you already entered in your Estate Admin Hub.
Cash flow
Plan spending by category and compare it against what you actually spent, so overspending is visible.
Savings goals
Set a target and a date; see the monthly contribution that gets you there.
Debt payoff
Compare avalanche and snowball strategies — which debt to attack first, and the interest each approach costs.
Coverage check
Review life, disability, home, auto and umbrella cover, and see the gaps.
What the free planner includes
- An overview dashboard — net worth, monthly surplus, retirement outlook and total debt at a glance.
- A retirement projection to age 100, inflation-adjusted, with a simulated success rate across 500 market paths.
- Net worth by currency and category, derived from your Estate Admin Hub records so you enter them once.
- Planned-versus-actual cash flow by category, with overspending flagged.
- Savings goals with progress and the monthly contribution needed to hit each target date.
- Debt payoff schedules comparing avalanche against snowball, including total interest for each.
- A recurring-spend tracker showing monthly and annualised cost, and what is worth reviewing.
- An insurance coverage checklist across five policy types, showing where you have no cover.
- These are planning estimates for your own use — Succession Wills is not a financial adviser and this is not financial advice.
Pricing
Simple, transparent pricing. No hidden fees, no subscriptions.
Both plans are completely free — pick based on how much customization you need.
Basic Will
Essential estate planning for straightforward needs
No cost, ever
- Last Will & Testament
- Instant PDF download
- Free will & secure vault storage
- Secure cloud vault storage
- AI-guided will builder
- Standard support
Advanced Will
Full customization for complex estate needs
No cost, ever
- Everything in Basic
- Substitute executors
- Pet care provisions
- Cash legacies & specific bequests
- Age-based trusts
- Burial & funeral instructions
- Priority support
Optional Add-ons
Complete Bundle
Every add-on in one discounted package — POA, spousal will, living will, family trust, e-notary, printed delivery and affidavit
Power of Attorney
Power of Attorney documents
$19Spousal Will
Mirrored will for your spouse/partner
$19E-Notary
Electronic notarization of your will
$49Frequently asked questions
Is the retirement planner really free?
Yes. The will is free, and the planning tools in your Vault are included at no cost. Optional documents such as a power of attorney or family trust are low-priced add-ons.
How is my retirement projection calculated?
It projects your current savings and monthly contributions forward at an inflation-adjusted real rate of return for your chosen outlook, then draws down your stated retirement spending. It also runs 500 simulations with varying market returns to estimate how often the plan holds.
Do I have to enter my assets twice?
No. Net worth is calculated from the accounts, property and debts you record in your Estate Admin Hub, so the same records serve both your estate plan and your net worth.
Is this financial advice?
No. These are planning tools that do arithmetic on the figures you enter, to help you see your own position. They are estimates, not advice, and they do not replace a qualified financial adviser.
Is my financial information private?
Your plan is stored in your own encrypted Vault and is never shared with anyone unless you choose to share it.
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