Retirement Planning, Beside Your Will
Start with a free legally valid will, then plan the money side: your retirement runway, net worth, cash flow, goals, debt and coverage — in the Estate Planner, inside your Vault. Your first month is free with your will.
Retirement projection
See what your savings become by your retirement age, and how long they last — with conservative, moderate and aggressive outlooks.
Net worth
Assets minus liabilities, built automatically from the records you already entered in your Estate Admin Hub.
Cash flow
Plan spending by category and compare it against what you actually spent, so overspending is visible.
Savings goals
Set a target and a date; see the monthly contribution that gets you there.
Debt payoff
Compare avalanche and snowball strategies — which debt to attack first, and the interest each approach costs.
Coverage check
Review life, disability, home, auto and umbrella cover, and see the gaps.
What the planner includes
- An overview dashboard — net worth, monthly surplus, retirement outlook and total debt at a glance.
- A retirement projection to age 100, inflation-adjusted, with a simulated success rate across 500 market paths.
- Net worth by currency and category, derived from your Estate Admin Hub records so you enter them once.
- Planned-versus-actual cash flow by category, with overspending flagged.
- Savings goals with progress and the monthly contribution needed to hit each target date.
- Debt payoff schedules comparing avalanche against snowball, including total interest for each.
- A recurring-spend tracker showing monthly and annualised cost, and what is worth reviewing.
- An insurance coverage checklist across five policy types, showing where you have no cover.
- These are planning estimates for your own use — Succession Wills is not a financial adviser and this is not financial advice.
Pricing
Simple, transparent pricing. No hidden fees.
The Standard will is free — a complete, legally valid will at no cost. The Advanced will and the optional add-ons are paid.
Your will and legal documents
One-time payment. Nothing renews.
Basic Will
Gets it done, at no cost.
No cost, ever
- Choose who inherits: family, your partner, friends or a charity
- Name the executor who carries out your wishes (a friend is fine)
- Name a guardian for your children, if you have kids under 18
- Say who gets everything you don't give away specifically
- A step-by-step assistant that explains every question
- A signing checklist so you know exactly how to sign and witness it
- Free changes, as often as your life changes
- Stored in your secure vault, ready to view, print or share
Advanced Will
For when your wishes are more specific.
One-time payment
- Everything in Basic, plus:
- Back-up executors, if your first choice can't act
- Specific gifts: a particular item, account or sum to a particular person
- Cash gifts to the people and causes you choose
- Your pets: who takes care of them, and money for their care
- Trusts for young beneficiaries, so they inherit at the age you choose
- Your burial or cremation wishes
- Children born outside marriage, stepchildren and other non-traditional families
Not happy? Ask for a refund and you'll get one. Within 30 days of purchase.
Optional Add-ons
Complete Bundle
Everything, at one price. The Advanced Will, plus:
- Power of Attorney: who handles your money and property if you can't
- Living Will: your medical and end-of-life wishes, in writing
- A matching will for your spouse or partner
- A family trust
- E-notarization of your will
- Your will printed and mailed to you
- An affidavit of execution
- A cross-border will (Canada and the U.S.)
Power of Attorney
Power of Attorney documents
$29Spousal Will
Mirrored will for your spouse/partner
$39E-Notary
Electronic notarization of your will
$49The Estate Planner
Estate Admin Hub + Financial Succession Planner. A subscription: your first month is free with your will.
Yearly
Save 50%$35.88 billed once a year
- Estate Admin Hub: accounts, property, insurance, debts and who to call
- Financial Succession Planner: net worth, cash flow, retirement, debt and coverage
- Final Wishes: burial or cremation, the service, who to tell
- Choose who sees each record: now, after death, or never
- In your Vault, beside your will. Written answers are stored encrypted
First month free, then $35.88 a year until you cancel. Cancel anytime in Settings.
Monthly
$5.99 billed every month
- Estate Admin Hub: accounts, property, insurance, debts and who to call
- Financial Succession Planner: net worth, cash flow, retirement, debt and coverage
- Final Wishes: burial or cremation, the service, who to tell
- Choose who sees each record: now, after death, or never
- In your Vault, beside your will. Written answers are stored encrypted
First month free, then $5.99 a month until you cancel. Cancel anytime in Settings.
Frequently asked questions
Is the retirement planner free?
Your will is free. The planning tools are part of the Estate Planner, a subscription inside your Vault, and your first month is free with your will. Optional documents such as a power of attorney or family trust are one-time add-ons.
How is my retirement projection calculated?
It projects your current savings and monthly contributions forward at an inflation-adjusted real rate of return for your chosen outlook, then draws down your stated retirement spending. It also runs 500 simulations with varying market returns to estimate how often the plan holds.
Do I have to enter my assets twice?
No. Net worth is calculated from the accounts, property and debts you record in your Estate Admin Hub, so the same records serve both your estate plan and your net worth.
Is this financial advice?
No. These are planning tools that do arithmetic on the figures you enter, to help you see your own position. They are estimates, not advice, and they do not replace a qualified financial adviser.
Is my financial information private?
Your plan is stored in your own encrypted Vault and is never shared with anyone unless you choose to share it.
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